Bidaya Finance

CFO Management
At a fraction of the full-time cost

Monthly retainers and one-time services available — cancel anytime with 30 days' notice.

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Virtual CFO · Management Accounts · VAT & Corporate Tax · Cash Flow · Growth Finance

Services included

Everything a CFO does. On your terms.

A full finance function without the overhead. Delivered monthly, on time, every time.

Bidaya Finance
Virtual CFO Services
Monthly management accounts: P&L, Balance Sheet, Cash Flow
Plain-English commentary on your financial performance
13-week rolling cash flow forecast with gap alerts
Budget vs actual analysis and variance reporting
Live KPI dashboard updated daily
Monthly CFO strategy call
Bidaya Finance
Tax & Compliance
Quarterly VAT return preparation, reconciliation & FTA filing
Annual Corporate Tax return & taxable income calculation
Deductibles review & proactive CT planning
FTA audit support & penalty dispute management
ESR financial filings & economic substance documentation
Bidaya Finance
Growth Finance
Investor-ready financial models & 3–5 year projections
Board & investor reporting packs
Fundraise support & investor due diligence preparation
Multi-entity consolidation for group structures
Audit readiness pack & external auditor liaison
Accounting system setup & migration (Xero, QuickBooks)

Transparent pricing

Priced for where you are. Not where you want to be.

Monthly subscription. Cancel anytime with 30 days' notice. No setup fees.

Foundation
from
AED 3,500
per month
One-time services available

For businesses under AED 5M annual revenue. Everything you need to be compliant and financially visible.

  • Monthly management accounts
  • Quarterly VAT return & filing
  • Annual Corporate Tax return
  • Audit readiness support
  • 1× monthly CFO call
Growth
from
AED 7,500
per month
One-time services available

For growing businesses that need strategic financial visibility alongside compliance.

  • Everything in Foundation
  • Live KPI dashboard
  • 13-week cash flow forecast
  • Budget vs actual analysis
  • 2× CFO calls per month
  • Unlimited ad-hoc queries
Scale
from
AED 14,000
per month
One-time services available

For funded businesses needing institutional-grade financial management and investor reporting.

  • Everything in Growth
  • Board & investor reporting
  • Fundraise financial models
  • Multi-entity consolidation
  • Unlimited CFO access
  • Dedicated analyst assigned

Project work — financial models, investor decks, due diligence support — is available separately. All engagements are scoped before work begins. Cancel with 30 days' notice. No setup fees.

How it works

How we keep you on top of it.

10th
Accounts delivered
Your management accounts — P&L, Balance Sheet, and Cash Flow — are in your inbox by the 10th of every month, with plain-English commentary on what the numbers mean for your business.
Live
Dashboard always on
Your KPI dashboard updates daily from your accounting system. Revenue, margins, cash position, burn rate — visible in real time, any time you need it.
Monthly
CFO strategy call
A focused call to review your numbers, flag risks, and work through financial decisions together. We prepare the agenda in advance based on what your data is showing.
Quarterly
Tax filed on time
Your VAT return is prepared, reconciled, and submitted to the FTA before every deadline — without exception. Corporate Tax is handled annually with proactive planning throughout the year.

Also from Bidaya

What else we offer.

Each division is built to stand alone — and works even better together. Every service is delivered with the full picture of your business in mind.

Bidaya Setup
We take care of the entire setup process from start to finish so you can focus on your core business.
Learn more
Bidaya Digital
Built for businesses that want to compete online. Brand identity, digital media, website design, workflow automation, and more.
Learn more
Bidaya Ops
The operating layer behind sustainable growth. Business strategy, process design, COO services, expansion support, and more.
Learn more

Common questions

Finance FAQs.

Do you handle VAT and Corporate Tax filing?
Yes — VAT and Corporate Tax filing is included in your monthly subscription. We work with a licensed tax consultancy as part of our service network to ensure your filings are prepared and submitted correctly. You get a complete solution without needing to manage any third parties yourself.
What if my books are in a mess or I have a backlog?
We offer a one-off backlog cleanup before starting the ongoing retainer. We clear the history, reconcile everything, and set your accounts up correctly from day one of the retainer.
What are your contract terms?
Our agreements are 12-month contracts, but with a clause that allows you to cancel at any time with just 30 days' notice. Payments are made monthly — you are never tied to a large upfront commitment.
How quickly will I see the first set of management accounts?
For most clients, we deliver the first management accounts within 10 days of the onboarding month ending. For clients with complex historical records, the first month may take slightly longer.

Know your numbers.
Make better decisions

Choose how you'd like to get in touch — we'll take it from there.

Option 1
Fill in our enquiry form
Tell us about your business and we will reach out within 4 hours to arrange a call.
Get in Touch →
or
Option 2
Schedule directly
Pick a time that works for you and book your 30-minute discovery call instantly.
Book a Call →
No commitment required · Cancel anytime with 30 days' notice